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Becoming a private lender is easier than you think!

Invest in the Quebec real estate market with your RRSP and TFSA.

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Possible returns of up to 11% for individuals and 12% for corporations.

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The mortgage market represents billions of dollars in Canada, making it a significant economic driver.

Become an important player in the mortgage industry and take your share of the market that is currently dominated by banks!

High returns

Yields of up to 12%, paid monthly.

Tax-free returns

Take advantage of the tax benefits of your registered investments.

Experienced team

A team with over 15 years of experience.

About the product

  • Exclusively for Quebec borrowers. We have established partnerships with various renowned firms specializing in mortgage loan management. Thanks to our in-depth expertise in the Quebec real estate market and the short-term planning approach of our partners, we have a very low repossession rate.
  • The income generated is entirely passive and determined in advance. The investor has no management responsibilities. 
  • The annual return is divided by 12 and automatically deposited into your account once a month. 
  • The value of the investment is returned to the investor according to the term chosen at subscription (available terms of 1 year, 3 years, or 5 years)

* Important Reminder: We would like to remind you that Jocelyn Grégoire and his affiliated companies, including Cedma Finance and Capital Immo Privé, as well as all their employees, are not brokers or advisors registered with the “Autorité des marchés financiers” (AMF). Jocelyn Grégoire, his companies, and his employees are real estate enthusiasts who share their personal experiences and knowledge gained over the past 20 years for informational purposes only. The opinions expressed by Jocelyn Grégoire, his companies, and his employees should not be interpreted as financial advice. Therefore, it is essential that you consult duly registered professionals to assess whether certain opportunities in the real estate sector meet your personal, professional, or business needs and objectives, as well as the financial or other risks involved. By continuing communications with Jocelyn Grégoire, his companies, and his employees, you acknowledge having received this warning regarding the necessity, usefulness, and importance of consulting a professional duly registered with the “Autorité des marchés financiers” (AMF).

How will the invested money be used?

The money invested in the fund will be used to grant mortgage loans that meet various criteria :

Available terms and annual yield

FOR INDIVIDUALS

minimum investment of $10,000

FOR COMPAGNIES

minimum investment of $150,000

Are you interested in becoming a private lender?

Fill out this form and schedule a phone appointment with Jocelyn Grégoire.

*This information does not constitute a solicitation of sale or purchase of securities. It is not an offer of securities. Offers are made in accordance with a prospectus notice and are only available to qualified investors in the jurisdiction of Quebec who meet certain eligibility or minimum purchase requirements. The risks associated with investment are described and detailed in the applicable prospectus notice, and your trading representative must review the prospectus notice with you in detail before investing. Investments are neither guaranteed nor insured, and the value of investments may fluctuate. Past performance is not indicative of future returns. Investments are neither guaranteed nor insured, and the value of investments may fluctuate.

Our greatest competitive advantages

We have in-depth knowledge of the real estate market and a constant flow of pre-qualified loans ready to be disbursed, allowing us to provide financing under favorable conditions.

Jocelyn Grégoire